LIC Housing Finance Limited (LIC HFL) has invited applications from fresh graduates for 232 Apprentice training positions under the LICHFL Apprenticeship Program-010. The online application window opened on 20 October 2026 and closes on 1 November 2026, and the online remote-proctored entrance examination is scheduled for 7 November 2026. This is a 12-month on-the-job apprenticeship, not a regular LIC HFL job: selected candidates are trainees, and the notification states clearly that LIC HFL is not obliged to offer permanent employment after the training period ends.
LIC HFL Apprentice Recruitment 2026: Overview
| Organisation | LIC Housing Finance Limited (LIC HFL) |
|---|---|
| Programme | LICHFL Apprenticeship Program-010 |
| Post Name | Apprentice (Graduate Apprentice) |
| Total Vacancies | 232 |
| Training Duration | 12 months |
| Qualification | Graduation in any stream from a UGC/AICTE-recognised university or institute |
| Age Limit | 20 to 25 years as on 1 October 2026 |
| Monthly Stipend | Rs. 16,650 in specified metropolitan cities; Rs. 14,150 in other cities |
| Entrance Examination | 7 November 2026 (online, remote-proctored) |
| Application Mode | Online, starting with NATS registration |
| Official Website | lichousing.com |
Important Dates
| Event | Date |
|---|---|
| Online Application Opens | 20 October 2026 |
| Last Date to Apply and Pay Examination Fee | 1 November 2026 |
| Online Remote-Proctored Entrance Examination | 7 November 2026 |
| Invitation to Shortlisted Candidates for Document Verification and Interview | 15 November 2026 |
| Tentative Issue of Engagement Letters | Third week of November 2026 |
| Tentative Reporting at LIC HFL Branches | Fourth week of November 2026 |
| Tentative Start of Apprenticeship | November 2026 |
The engagement-letter, reporting and training-start dates are tentative. Candidates should follow official communications from LIC HFL and the BFSI Sector Skill Council of India (BFSI SSC) for any revised schedule.
Vacancy Details: Where the 232 Posts Are
The notification distributes the 232 positions state-wise and city-wise across LIC HFL offices in India, rather than as a single post-wise table. The complete distribution is given in Table E of the official notification, and candidates should check the exact location figures there before selecting training-location preferences. Some of the larger location counts reported from the notification are:
| State / Area | City | Vacancies |
|---|---|---|
| Karnataka | Bengaluru | 13 |
| Tamil Nadu | Chennai | 7 |
| Telangana | Hyderabad | 7 |
| Chhattisgarh | Raipur | 4 |
| Delhi | New Delhi | 4 |
| Maharashtra | Mumbai | 4 |
| Rajasthan | Jaipur | 4 |
| Assam | Guwahati | 3 |
| Maharashtra | Pune | 3 |
| Several states | Other locations (mostly one vacancy each) | Balance of 232 |
A higher vacancy count in a city does not by itself mean selection there is easier, since shortlisting depends on the entrance examination and the later stages, not on the location count alone.
Eligibility Criteria
Applicants must be fresh graduates of Indian universities or institutes recognised by the University Grants Commission (UGC) or the All India Council for Technical Education (AICTE). The qualification must be completed as on 1 October 2026. One condition needs careful reading: the notification states that a candidate must not have a running, terminated or completed apprenticeship contract with any other organisation. Candidates with any earlier apprenticeship history should confirm their position with BFSI SSC before applying, since an incorrect declaration can lead to disqualification at a later stage.
The age limit is 20 to 25 years as on 1 October 2026. The advertisement material available does not publish a separate category-wise age-relaxation table, so candidates should not assume any additional relaxation unless the official authority confirms it. For queries, the notification gives the BFSI SSC email address apprenticeships@bfsissc.com.
Stipend During Training
| Training Location | Monthly Stipend |
|---|---|
| Ahmedabad, Bengaluru, Chennai, Delhi, Hyderabad, Kolkata, Mumbai, Pune, Surat | Rs. 16,650 |
| Other cities | Rs. 14,150 |
The stipend is payable during the 12-month training period under the programme terms. It should not be described as the salary of a regular LIC HFL employee, because apprentices are trainees. Apprentices who successfully complete the training receive a Proficiency Certificate from the Board of Apprenticeship Training (BOAT), and BFSI SSC can be contacted for information about possible placement opportunities in banks, financial services and insurance organisations, subject to available vacancies. Completion of the apprenticeship does not guarantee permanent employment with LIC HFL.
Application Fee
| Category | Fee / Charges |
|---|---|
| SC, ST, Persons with Benchmark Disabilities | Rs. 200 + GST |
| General, EWS and OBC male candidates | Rs. 800 + GST |
| General, EWS and OBC female candidates | Rs. 600 + GST |
| Transgender candidates | Rs. 600 + GST |
The application, intimation and examination charges are non-refundable, even if a candidate does not attend the online examination or is not shortlisted. Payment is made online through the prescribed BFSI SSC payment facility only; no other mode is accepted. The last date for fee payment and for submitting the prescribed additional information is 1 November 2026.
Selection Process
| Stage | Details |
|---|---|
| Stage 1 | NATS registration and application |
| Stage 2 | Additional application details and examination fee payment through the BFSI SSC process |
| Stage 3 | Online remote-proctored entrance examination (7 November 2026) |
| Stage 4 | Document verification (shortlisted candidates invited on 15 November 2026) |
| Stage 5 | Personal interview |
| Stage 6 | Engagement letter for finally selected candidates (tentatively third week of November 2026) |
| Stage 7 | Reporting at the assigned LIC HFL branch (tentatively fourth week of November 2026) |
Exam Pattern
The entrance examination is conducted by BFSI SSC. It consists of 100 questions for 100 marks, to be answered in 60 minutes, in English or Hindi as mentioned in the notification.
| Section | Questions | Marks |
|---|---|---|
| General / Financial Awareness | 25 | 25 |
| General English | 25 | 25 |
| Reasoning Ability and Computer Aptitude | 25 | 25 |
| Quantitative Aptitude | 25 | 25 |
| Total | 100 | 100 |
Note: the exam-pattern table in the notification material does not specify negative marking. Candidates should check the official Information Handout for detailed marking rules and test instructions before the examination.
How to Apply Online
- Register on the Government of India National Apprenticeship Training Scheme (NATS) portal at nats.education.gov.in, if not already registered.
- Complete the application process as prescribed for the LICHFL Apprenticeship Program-010.
- Follow the further communication from BFSI SSC about additional application details, training-location preferences and examination-fee payment.
- Pay the examination fee through the prescribed BFSI SSC payment link before 1 November 2026.
- Keep the application details and fee receipt safe, and watch your registered email for the examination link and later-stage communications.
Registration on NATS is only the first part of the process — the application is complete only after the additional details and fee formalities communicated by BFSI SSC are finished. Apply well before 1 November 2026 to avoid last-minute problems.
Important Links
| Link | Details |
|---|---|
| NATS Registration Portal | nats.education.gov.in |
| Official Website (LIC HFL) | lichousing.com |
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Frequently Asked Questions
Q1. How many vacancies are there in LIC HFL Apprentice Recruitment 2026?
There are 232 Graduate Apprentice vacancies under the LICHFL Apprenticeship Program-010, spread across LIC HFL offices in India.
Q2. What is the last date to apply for LIC HFL Apprentice 2026?
The last date to complete the application formalities and pay the examination fee is 1 November 2026.
Q3. What qualification is needed for LIC HFL Apprentice?
Graduation in any stream from a UGC- or AICTE-recognised Indian university or institute, completed as on 1 October 2026, with no running, terminated or completed apprenticeship contract with another organisation.
Q4. What is the age limit for LIC HFL Apprentice 2026?
Candidates must be 20 to 25 years old as on 1 October 2026. No separate category-wise relaxation table is published in the advertisement material, so do not assume extra relaxation.
Q5. What stipend will LIC HFL apprentices get?
Rs. 16,650 per month in the nine specified metropolitan cities (Ahmedabad, Bengaluru, Chennai, Delhi, Hyderabad, Kolkata, Mumbai, Pune and Surat) and Rs. 14,150 per month in other cities, for the 12-month training period.
Q6. When is the LIC HFL Apprentice entrance exam?
The online remote-proctored entrance examination is on 7 November 2026. It has 100 questions for 100 marks in 60 minutes, across General/Financial Awareness, General English, Reasoning Ability and Computer Aptitude, and Quantitative Aptitude.
Q7. Is LIC HFL Apprentice a permanent job?
No. It is a 12-month apprenticeship training programme. Apprentices are trainees, not employees, and completion does not guarantee permanent employment with LIC HFL, though a BOAT Proficiency Certificate is awarded on successful completion.